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A combination of Endowment and Whole Life Plan. Provides for a maturity amount after a pre-decided term and a whole life cover thereafter too
Premiums are payable for a pre-decided term only.
LIFE COVER:
Sum Assured + Bonus + Final Addition Bonus (as applicable) during the predecided term. After that life cover is equal to the sum assured for the rest of life
MATURITY:
Sum Assured + Bonus + Final Addition Bonus (as applicable) will be paid at the end of predecided term.
WIDE CHOICE OF TERM -
can be easily aligned with your family objectives
LIQUIDITY:
You have an option to surrender the policy & receive the cash value after payment of premiums for 3 years. Loan is also available on this policy when it acquires surrender value. Policy can also be surrendered for a cash value after the maturity benefits have been paid. Thus in a way, it provides an option for 2nd maturity value.
FREE built-in Accident Benefit rider upto Rs. 5 Lacs
Premiums paid are TAX EXEMPTED u/s 80 C
Maturity amount is TAX FREE u/s 10 (10) (D)
Optional Add-on Riders:
Critical Illness Rider – Pays the sum assured under this rider on occurrence of any critical illness. Wide list of illnesses are covered.
Eligibility Criteria
Min.
Max.
Age
18
65
Term
5
57
Sum
1,00,000
No limit
Premium Modes
Yly,Hly,Qly,Mly,SSS
Yearly Premium for 10,00,000 Sum Assured
Age
15 Years
20 Years
25 Years
25
74158
52577
39751
30
76292
54274
41206
35
78959
56408
43097
40
82209
59124
45474
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